At MyTimeEquity, we offer integrated Estate Tax and Retirement Planning solutions designed to preserve wealth across generations while supporting a secure, purpose-driven retirement. Our planning approach balances current lifestyle needs with long-term legacy goals—helping clients prepare for life transitions with clarity and confidence.

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Retirement Planning

We guide clients through every phase of retirement—accumulation, transition, and distribution—crafting personalized strategies to ensure income sustainability, tax efficiency, and investment alignment. Whether planning decades in advance or navigating retirement today, we assess all sources of retirement income, including IRAs, 401(k)s, taxable portfolios, pensions, and Social Security.

We model future cash flows under different market and tax scenarios, helping clients understand the impact of withdrawal timing, Roth conversions, required minimum distributions (RMDs), and spending strategies. Our goal is to extend portfolio longevity, reduce unnecessary taxes, and help clients retire on their own terms.

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Estate & Transfer Tax Planning

Estate tax planning at MyTimeEquity focuses on preserving family wealth, minimizing estate and gift tax exposure, and ensuring a smooth, intentional transfer of assets. We work with clients and their estate attorneys to structure tax-efficient strategies using tools such as irrevocable trusts, lifetime gifting, family partnerships, charitable vehicles, and beneficiary designations.

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Our team regularly evaluates changes in estate tax laws, exemption thresholds, and planning opportunities—particularly for high-net-worth individuals who may be impacted by future legislation. Whether your goals include providing for heirs, supporting charitable causes, or safeguarding family businesses, we help design and implement a plan that reflects your values and intentions.